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Digital technology and smartphones in particular have transformed many aspects of our society, including how people seek out and establish romantic relationships.
Data breaches, for example at Ashley Madison and Adult Friend Finder, can lead to blackmail and extortion, it added.
It is "almost certain" that the UK will be targeted with more romance scams and highly targeted email compromise campaigns over the next 18 months, the agency warned in its National Strategic Assessment, released to the public on Thursday 29 June."Social engineering is highly likely to continue to rise as an attack vector, originating most notably from West Africa," it added.
Meanwhile, in 2016, the average loss for each victim was £11,500 compared with £7,731 in 2015.
Online fraudsters using fake identities on dating websites and social media networks to trick victims out of their money has become a lucrative underground industry and is only set to grow over the next 18 months.
The fraud, known as a romance scam, is being bolstered by leaks from major dating and pornography websites which can reveal a victim's intimate secrets, according to the UK National Crime Agency (NCA).
Most scammers make use of the same fake documents which are sent to different men.
Your goal is to find out if you have been targeted by a scam artist.